The Moment This Is For.
A renewal just landed on your desk. It asks whether you enforce MFA everywhere, whether you've tested a backup restore, whether you have a current risk analysis. Somebody has to sign it, and signing it wrong costs more than the premium.
Some insurers take your word for it. More and more ask for evidence, and many scan your systems before they quote you. Either way, if you ever file a claim, they will check whether your answers were true.
This Is For Your If:
✔ A cyber insurance application or renewal is on your desk right now.
✔ You want someone to check your answers before you sign.
✔ You handle patient information for healthcare clients and need your own coverage.
Two Ways to Get It Right:
Application Check
$750
For applications that don't ask for proof.
✔ We go through your application together, question by question, in one working session.
✔ Every answer marked: fine, needs work, or at risk.
✔ A short list of what to fix before you submit, and who should fix it.
Full Application Review
$2,500
For applications that ask for proof, or if you want your proof ready in case you ever file a claim.
✔ Everything in the Application Check.
✔ The proof behind every answer, confirmed, organized, and dated before you sign.
✔ We work with your IT support, EHR vendor, and insurance agent to gather it.
✔ A second review once the gaps are fixed, before you submit.
✔ A proof package to keep with your application.
The Application Check fee counts toward the Full Application Review if you upgrade within 60 days.
Fixed price, fixed scope. If you start with the Application Check and then need the Full Application Review, your $750 counts toward it within 60 days.
WHAT YOUR PRACTICE GAINS:
✔ Confidence that your application is true and provable, not just filled out.
✔ A lower chance of a denied claim after an incident.
✔ A clear, split list of what to fix and who fixes it.
WHY US:
More than 20 years in information management, data governance, and privacy, most of it at Boeing, Microsoft, and Costco, taught us which questions on your application actually matter, what real safeguards look like, and where HIPAA overlaps with what your insurer is asking. You get findings you can act on, not just a checklist.
FREQUENTLY ASKED QUESTIONS
What do cyber insurance companies require from healthcare practices and vendors?
Most insurers now expect enforced multi-factor authentication across email, remote access, and any system holding patient data, endpoint protection with active monitoring, backups that have actually been tested with a restore, a written incident response plan, and a current HIPAA risk analysis. Many carriers also run an external scan of your systems before they quote you, so what you claim on the application and what's actually running both matter. The same expectations apply to businesses that work with patient data for healthcare clients.
What's the difference between a cyber insurance review and a HIPAA Security Risk Assessment?
A cyber insurance review checks the specific answers on your application against what's actually true, so your coverage holds up if you ever file a claim. A Security Risk Assessment is broader: it's the formal analysis HIPAA requires, and it's what OCR, MIPS, and lenders ask for. Many practices need both, and this review often uncovers that a Security Risk Assessment is overdue.
What happens if the review finds something we need to fix before our renewal deadline?
You get a prioritized list split between quick technical fixes your IT support can usually make in days, like enabling MFA on a system that already supports it, and documentation work that takes longer. Most practices can close the urgent gaps before the deadline; anything that can't be finished in time gets flagged so you and your agent know exactly what you're disclosing.
How often should we do a cyber insurance readiness review?
Every renewal. Insurers update their requirements often, your systems change, and an answer that was true last year may not be true today. Practices also benefit from a review the first time they apply, since a first-time application gets scrutinized closely. This applies whether you're a practice or a business working with patient data for healthcare clients.
Which one do I need?
Start with your application. If it asks you to attach screenshots, reports, or other evidence, you need the Full Application Review. If it only asks you to answer questions, the Application Check covers it. If you're not sure, or you want your proof ready in case you ever file a claim, choose the Full Application Review.
MOST COMMON NEXT STEP
A common gap is a missing Security Risk Assessment.
About the Security Risk Assessment