THE MOMENT THIS IS FOR
A renewal just landed on your desk. It asks whether you enforce MFA everywhere, whether you've tested a backup restore, whether you have a current risk analysis. Somebody has to sign it, and signing it wrong costs more than the premium.
Insurers don't take your word for it anymore: they ask for evidence, and many scan your systems before they quote you.
THIS IS FOR YOU IF:
✔ A cyber insurance application or renewal is on your desk right now.
✔ You want someone to check your answers before you sign.
✔ You handle patient information for healthcare clients and need your own coverage.
INCLUDES:
✔ A question-by-question review of your actual application or renewal.
✔ A truth check flagging any answer that could put a future claim at risk.
✔ The evidence behind every answer, organized and dated before you sign.
✔ A fix-it list split between your IT support and documentation work.
WHAT YOUR PRACTICE GAINS:
✔ Confidence that your application is true and provable, not just filled out.
✔ A lower chance of a denied claim after an incident.
✔ A clear, split list of what to fix and who fixes it.
$2500 - Fixed Price, Fixed Scope
WHY US:
Twenty years at Boeing, Microsoft, and Costco taught us which questions on your application actually matter, what real security controls look like, and where HIPAA overlaps with what your insurer is asking. You get findings you can act on, not just a checklist.
FREQUENTLY ASKED QUESTIONS
What do cyber insurance companies require from healthcare practices and vendors?
Most insurers now expect enforced multi-factor authentication across email, remote access, and any system holding patient data, endpoint protection with active monitoring, backups that have actually been tested with a restore, a written incident response plan, and a current HIPAA risk analysis. Many carriers also run an external scan of your systems before they quote you, so what you claim on the application and what's actually running both matter. The same expectations apply to businesses that handle patient data on behalf of healthcare clients, since they're underwritten the same way.
What's the difference between a cyber insurance review and a HIPAA Security Risk Assessment?
A cyber insurance review checks the specific answers on your application against what's actually true, so your coverage holds up if you ever file a claim. A Security Risk Assessment is broader: it's the formal analysis HIPAA requires, and it's what OCR, MIPS, and lenders ask for. Many practices need both, and this review often uncovers that a Security Risk Assessment is overdue.
What happens if the review finds something we need to fix before our renewal deadline?
You get a prioritized list split between quick technical fixes your IT support can usually handle in days, like enabling MFA on a system that already supports it, and documentation work that takes longer. Most practices can close the urgent gaps before the deadline; anything that can't be finished in time gets flagged so you and your agent know exactly what you're disclosing.
How often should we do a cyber insurance readiness review?
Every renewal. Insurers update their requirements often, your systems change, and an answer that was true last year may not be true today. Practices also benefit from a review the first time they apply, since a first-time application gets scrutinized closely. This applies whether you're a practice or a business handling patient data for healthcare clients.
MOST COMMON NEXT STEP
The review usually finds one big gap, a missing Security Risk Assessment.
About the Security Risk Assessment